Laxmi Bank

Overview

Laxmi Bank was incorporated in April 2002 as the 16th commercial bank in Nepal.

In 2004 Laxmi Bank merged with HISEF Finance Limited, a first generation financial company which was the first merger in the Nepali corporate history.

Laxmi Bank is a Category ‘A’ Financial Institution and re-registered in 2006 under the “Banks and Financial Institutions Act” of Nepal. The Bank’s shares are listed and actively traded in the Nepal Stock Exchange (NEPSE).

We are a technologically driven progressive Bank with strong risk and corporate governance foundations. We are known for our innovation and claim to many “firsts” in the Nepalese financial market. We have the best asset quality among all financial institutions in the country and our technology has been rated “Highly Secure” by an independent internationally accredited information system auditors.

Laxmi Bank’s award winning Annual Reports has set the standards for quality, presentation and disclosure for the Nepalese corporate sector to follow since 2005.

Laxmi Bank promotes a separate life insurance company – Prime Life Insurance Limited which came into operation in 2009.

Profile

Incorporation

Mission Statement

We are committed to excellence in delivery of entire gamut of financial services in order to achieve sound business growth and maximize stakeholder values by embracing team spirit, progressive technology and good corporate governance.

Our Values

Our values are built around high standards of good corporate governance. Transparency,professionalism and high ethical tone at the leadership are foundations on which our actions are based. Laxmi Bank’s Code of Conduct encapsulates international best practices applicable to Nepali context. The level of commitment of our people to take Laxmi Bank to greater heights has been a huge catalyst. The team spirit within the organization is something we are proud of.

Our Vision

Provider of most integrated financial services
Key player and a thought leader in the retail financial services
A bank with the best asset book
Best IT capability
Preferred employer in the financial sector

SAVINGS ACCOUNT

Scheme Name	Interest % p.a. [/upto]	Minimum Deposit (NPR)	View Detail
Normal Saving	1.75		More Info >

FIXED DEPOSIT ACCOUNT

Scheme Name	Interest % p.a. [/upto]	Minimum Deposit (NPR)	View Detail

Loan Type	Min Interest % p.a.	Max Interest % p.a.	View Detail
Auto Loan	10.00	14.00	More Info >
Home Loan	11.00	15.00	More Info >
Gold Loan	12.00	15.00	More Info >

Local Agent/ Payment Partners	Location	Contact	Inquiry	Remitance Link
No Remittance Agents

District	Branch Location	Contact No.	More Details	View Map
Syangja	Walling Branch	Phone :063-440641 Fax :063-440642	Walling-3, Syangja	Map
Surkhet	Surkhet Branch	Phone :083-523657, 523658 Fax :083-523659	Birendranagar-8, Surkhet	Map
Salyan	Salyan Branch	Phone :088-400184 Fax :088-400185	Raptilok Marg, Salyan	Map
Rukum	Rukum Branch	Phone :088-530287 Fax :	Musikot Municipality-1	Map
Kanchanpur	Mahendranagar Branch	Phone :099-524309, 099-524809 Fax :099-521886	Bhimdatta - 4, Kanchanpur	Map
Dang	Lamahi Branch	Phone :082-540784 Fax :082-540785	Dang Deukhuri	Map
Siraha	Lahan Branch	Phone :033-562203 Fax :033-562204	Lahan-01, Siraha	Map
Banke	Kohalpur branch	Phone :081-541347 Fax :081-541348	Kohalpur-3, Banke	Map
Sindhupalchok	Khadichaur Branch	Phone :011-482158 Fax :011-482159	Pagretar V.D.C. - 8, Sindhupalchok	Map
Mahottari	Jaleshwor Branch	Phone :044-520762 Fax :044-520763	CDO Office Road-05, Mahottari	Map
Ilam	Ilam Branch	Phone :027-521793 Fax :027-521794	Chowk Bazzar, Ward no. 1	Map
Dhankuta	Hile Branch	Phone :026-540580 Fax :026-540581	Hile, Dhankuta-1, Koshi	Map
Makwanpur	Hetauda Branch	Phone :057-525758, 524637 Fax :057-524479	Parijat Path-04, Makwanpur	Map
Dang	Ghorahi Branch	Phone :082-563671 Fax :082-563672	Sahid Marg, Dang	Map
Kailali	Dhangadhi Branch	Phone :091-520531 Fax :091-520532	Traffic Chauraha,Kailali	Map
Tanahun	Damauli Branch	Phone :065-562451 Fax :065-562452	Damauli, Tanahun	Map
Dadeldhura	Dadeldhura Branch	Phone :096-420668 Fax :096-420669	Amargadhi - 5, Dadeldhura	Map
Jhapa	Birtamod Branch	Phone :023-544615 Fax :023-544616	Anarmani-3, Jhapa	Map
Bhojpur	Bhojpur Branch	Phone :029-420744 Fax :029-420745	Bhojpur Municipality - 7	Map
Mahottari	Bardibas Branch	Phone :044-550536 Fax :044-550537	Bardibas-1, Mahottari	Map
Kathmandu	Bansbari Branch	Phone :01-4018621 Fax :	Shahid Gangalal National Heart Centre Bansbari (Extension Counter)	Map
Kathmandu	Samakhushi Branch	Phone :01-4381912, 01-4383413 Fax :01-4384592	Gongabu-4	Map
Kathmandu	Sano Bharayang Branch	Phone :01-4881891 Fax :	Nepal Army Institute of Health Sciences (Extension Counter)	Map
Kathmandu	Maharajgunj Branch	Phone :01-4016088, 4016002 Fax :01-4016019	Narayan Gopal Chowk	Map
Kathmandu	Mahankal Branch	Phone :01-4485806 Fax :01-4485805	Mahankal-6, Boudha, Kathmandu	Map
Lalitpur	Lagankhel Branch	Phone :01-5548375, 5548376 Fax :01- 5548377	Patan Hospital, Lagankhel, Lalitpur	Map
Lalitpur	Lagankhel Branch	Phone :01-5548375, 5548376 Fax :01- 5548377	Patan Hospital, Lagankhel, Lalitpur	Map
Kathmandu	Khusibu Branch	Phone :01-4385932,4385938,4386651 Fax :01-4385734	Khusibu-17	Map
Kathmandu	Kalanki Branch	Phone :01-4278464, 01-4275132 Fax :01-4275756	Kalanki,Kathmandu-13	Map
Kathmandu	Hattisar Branch	Phone :01-4444685,4444580/1,4445073 Fax :01-4444640, 4444743	Head Office P.O. Box 19593	Map
Kathmandu	Bhatbhateni Branch	Phone :01-4442075,4442094,4442095 Fax :01-4442110	Bhatbhateni, Kathmandu	Map
Sunsari	Dharan Branch	Phone :025 - 533906, 533907 Fax :025 - 533908	Putali line, Dharan, Sunsari,Nepal	Map
Bhaktapur	Bhaktapur Branch	Phone :01 - 6618302 Fax :01 - 6618301	Sallaghari, Bhaktapur Nepal	Map
Kapilvastu	Taulihawa Branch	Phone :: 076 - 561146 Fax :: 076 - 561147	Taulihawa,Kapilvastu,Nepal	Map
Kaski	Pokhara Branch	Phone :: 061 - 541783, 522878 Fax :	PIE Industrial Estate, Pokhara, Kaski	Map
Chitwan	Parsa Branch	Phone :: 056 - 583597 Fax :: 056 - 583598	Khairahani, Chitwan,Nepal	Map
Kathmandu	Sukedhara Branch	Phone :01 - 4372850, 4372921 Fax :01 - 4444640	Sukedhara, Kathmandu,Nepal	Map
Rupandehi	Butwal Branch	Phone :: 071 - 551569, 551570 Fax :: 071 - 551571	Amarpath, Butwal, Rupandehi,Nepal	Map
Banke	Nepalgunj Branch	Phone :081 - 527901, 527902, 527692 Fax :081 - 527903	Surkhet Road, Nepalgunj, Nepal	Map
Lalitpur	Lagankhel Branch	Phone :01 - 5548375, 5548376 Fax :01 - 5548377	Patan Hospital,Lagankhel, Lalitpur,Nepal	Map
Rupandehi	Bhairahawa Branch	Phone :071 - 523461, 523462 Fax :071 - 523421	Aawaa Road, Bhairahawa, Rupandehi	Map
Kathmandu	Maharajgunj Branch	Phone :01 - 4016002, 4016088 Fax :01 - 4016019	Narayan Gopal Chowk,Maharajgunj, Kathmandu,Nepal	Map
Sunsari	Itahari Branch	Phone :025 - 587021 Fax :025 - 587022	Ithahari Chowk, Itahari, Sunsari	Map
Kathmandu	Bhatbhateni Branch	Phone :01 - 4442075, 4442094, 4442095 Fax :01 - 4442110	Dhungedhara, Bhatbhateni, Kathmandu	Map
Jhapa	Damak Branch	Phone :023 - 585207 Fax :023 - 585527	Mahendra Highway Damak, Nepal	Map
Kathmandu	New Baneswor Branch	Phone :01 - 4785306, 4785307, 4785308 Fax :01 - 4785309	New Baneshwor, Kathmandu	Map
Dhanusha	Janakpur Branch	Phone :041 - 527496 Fax :041 - 527497	Bhanu Chowk, Janakpur, Dhanusha	Map
Kathmandu	New Road Branch	Phone :: 01 - 4233309, 4233310 Fax :: 01 - 4233307	New Road, Kathmandu Nepal	Map
Kathmandu	Teku Branch	Phone :01 - 4232501, 4232502 Fax :01 - 4232503	National Trading Complex Teku, Kathmandu Nepal	Map
Chitwan	NARAYANGHAT BRANCH	Phone :056 - 571726, 571973 Fax :056 - 571026	Shahid Chowk Narayangadh, Bharatpur, Nepal	Map
Lalitpur	Pulchowk Branch	Phone :01 - 5553545, 5552931, 5553972, 5553973 Fax :01 - 5553974	Pulchowk, Lalitpur Nepal	Map
Morang	Biratnagar Branch	Phone :021 - 538401, 538402 Fax :021 - 538403	Main Road, Biratnagar, Morang,Nepal	Map
Kaski	Pokhara Branch	Phone :061 - 533580, 540153 Fax :	B.P Marga, Ward No. 9 New Road, Pokhara, Kaski Nepal	Map
Kavrepalanchok	Banepa Branch	Phone :011 - 663425, 663426 Fax :011 - 663427	Banepa, Nepal	Map
Parsa	Birgunj Regional Branch	Phone :051 - 526195, 530394, 530823 Fax :051 - 530393	Adarsha Nagar Chowk, Birgunj, Nepal	Map

District	ATM Location	More Details	View Map
Kailali	Dhangadi	ATM - Dhangadi Dhangadi,Dhangadi Nagarpalika- 2 'Ka', Dhangadi, Kailali 091-525497 091-525496	Map
Syanjha	Waling	ATM Waling Waling Branch	Map
Salyan	Raptilok Marg,	ATM Shreenagar Raptilok Marg, Salyan	Map
Kaski	Barahi Chowk	ATM Pokhara Barahi Chowk, Pokhara	Map
Banke	Nepalgunj	ATM Nepalgunj Army Barracks Gate Army Barrack, Nepalgunj	Map
Kanchanpur	Mahendranagar	ATM Mahendranagar Mahendranagar Branch-Bhimdatta, Kanchanpur	Map
Siraha	Lahan	ATM Lahan Siraha Branch	Map
Dhankuta	Hile	ATM Hile Hile Branch	Map
Mahottari	Jaleshwor	ATM Jaleshwor Janeshwor Branch	Map
Illam	Illam	ATM ILLAM Illam Branch	Map
Dang	Sahid Marg	ATM Ghorahi Sahid Marg, Dang	Map
Tanahu	Damauli	ATM Damauli Damauli Branch	Map
Rupandehi	Butwal	ATM Butwal Amar Path, Butwal	Map
Kavre	Banepa	ATM Banepa Banepa-5, Kavre	Map
Rupandehi	Taulihawa	ATM Taulihawa Taulihawa Branch	Map
Rukum	Rukum	ATM Rukum Rukum branch	Map
Pokhara	New Road	ATM Pokhara New Road, Pokhara	Map
Nepalgunj	Surkhet Road	ATM Nepalgunj Surkhet Road, Nepalgunj	Map
Rupandehi	Siddharthanagar	ATM Lumbini Eye Hospital Siddharthanagar, Rupandehi	Map
Banke	Kohalpur	ATM Kohalpur Kohalpur Branch, Banke	Map
Sunsari	Itahari	ATM Itahari-Eastern Army Barrack Itahari-Eastern Army Barrack	Map
Sunsari	Dharan	ATM Dharan Putali Line, Dharan	Map
Jhapa	Damak Bazar	ATM Damak Damak Bazar, Jhapa	Map
Jhapa	Birtamod	ATM Birtamod Birtamod Branch	Map
Rupandehi	Bhairahawa	ATM Bhairahawa Aawha Road, Bhairahawa	Map
Dadeldhura	Amargadhi	ATM Dadeldhura Dadeldhura Branch-Amargadhi	Map
Birendranagar	Surkhet	ATM Surkhet Surkhet Branch-Birendranagar	Map
Kaski	Pokhara	ATM Pokhara Pokhara Industrial Estate Branch	Map
Parsa	Parsa	ATM Parsa Parsa Branch	Map
Chitwan	Nrayanghat	ATM Narayanghat Nrayanghat Branch	Map
Dang	Lamahi	ATM Lamahi Lamahi-11, Shah Marg	Map
Dhanusa	Janakpur	ATM Janakpur Bhanu Chowk, Janakpur	Map
Sunsari	Itahari	ATM Itahari Itahari Branch	Map
Makawanpur	Hetauda	ATM Hetauda Hetauda Branch	Map
Kailali	Dhangadi	ATM Dhangadi Dhangadi Branch	Map
Dolakha	Charikot	ATM Charikot Charikot Branch	Map
Parsa	Birgunj	ATM Birgunj ATM Birgunj Branch	Map
Mahottari	Bardibas	ATM Bardibas Bardibas-1, Mahottari	Map
Kathmandu	Khadichaur	ATM Khadichaur Khadichaur Branch	Map
Kathmandu	Tilganga	ATM Yeti Airlines Yeti Airlines, Tilganga	Map
Kathmandu	Khusibu	ATM Khusibu Khusibu Branch	Map
Kathmandu	Thamel	ATM Thamel Chowk (Fire Club Building ) Fire Club. Thamel	Map
Kathmandu	Sukedhara	ATM Sukedhara Sukedhara Branch	Map
Kathmandu	Bansbari	ATM Sahid Ganga Lal National Heart Center Bansbari, Kathmandu	Map
Kathmandu	New Road	ATM New Road New Road, Kathmandu	Map
Kathmandu	Maharajung	ATM Maharagunj Maharajung Branch	Map
Kathmandu	Lagankhel	ATM Lagankhel Lagankhel Branch	Map
Kathmandu	Chhauni	ATM Jagadal Gana-Chhauni Jagadal Gana-Chhauni	Map
Kathmandu	Gokarna	ATM Gokarna Gokarna Forest Resort	Map
Kathmandu	Bhatbhateni	ATM Bhatbhateni Bhatbhateni Branch	Map
Kathmandu	Tripureshwor	ATM Tripureshwor Tripureshwor, Kathmandu	Map
Kathmandu	Thamel	ATM Thamel Chowk ATM lounge, Thamel	Map
Kathmandu	Durbarmarg	ATM Sherpa Mall Sherpa Mall, Durbarmarg	Map
Kathmandu	Pulchowk	ATM Pulchowk Pulchowk Branch	Map
Kathmandu	New Baneshwor	ATM New Baneshwor New Baneshwor Branch	Map
Kathmandu	Mahankal	ATM Mahankal Mahankal Branch	Map
Kathmandu	Hattisar	ATM Hattisar II Hattisar Branch	Map
Kathmandu	Civil Mall	ATM Civil Mall Civil Mall, Kathmandu	Map
Bhaktapur	Sallaghari	ATM Bhaktapur Sallaghari, Bhaktapur	Map
Kathmandu	Tilganga	ATM Tilganga Eye Hospital Tilganga Eye Hospital	Map
Kathmandu	Teku	ATM Teku Teku-12, Kathmandu	Map
Kathmandu	Samakhusi	ATM Samakhusi Samakhusi Branch	Map
Kathmandu	Thapathali	ATM Norvic Hospital Thapathali, Kathmandu	Map
Kathmandu	Sanobharang	ATM NAIHS-Sanobharang Sanobharang Extension Counter	Map
Kathmandu	Lagankhel	ATM Lagankhel II Lagankhel Branch	Map
Kathmandu	Kalanki	ATM Kalanki Kalanki, Kathmandu	Map
Kathmandu	Hattisar		Map
Kathmandu	Chhauni	ATM Chhauni Hospital Chhauni	Map
Kathmandu	Balaju	ATM Balaju Army Barrack Balaju-16, Kathmandu	Map

Quarterly Report

Annual Report

Annual Report [ Download ]

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संचालक समिति
board of directors

Mr. Shambhu P. Acharya

Chairman

Mr. Vishwa Karan Jain

Director Public

Ms. Swati Roongta

Director Public

Mr. Ram Krishna Pokharel

Director

Mr. Dinesh Poudel

Director

Mr. Sudesh Khaling

CEO

Bank and Financial Institutions
Laxmi Bank
Address
Hattisar

Kathmandu, Nepal
Telephone
4444684/685
Fax
4444640/743
Web
http://laxmi.laxmibank.com
Swift
LXBLNPKA

Facts & Figures

Paid Up Capital

3,039,229,000

Reserve and Surplus

3,626,729,000

Debenture and Bond

400,000,000

Borrowings

Deposits

54,554,818,000

Domestic Currency

52,766,829,000

Foreign Currency

2,787,989,000

Investments

6,947,030,000

Loan and Advances

46,710,109,000

Net Profit

406,393,000

------------------

Capital Fund to Risk Weighted Assets (RWA)

10.89 %

Non Performing Loan (NPL) to Total Loan

1.31 %

Total Loan Loss Provision (LLP) to NPL

149.91 %

Cost of Fund

5.25 %

Credit to Deposit Ratio

77.69 %

Base Rate

7.58 %