Jyoti Bikas Bank

Jyoti Bikash Bank Ltd. (JBBL) is a National Level Development Bank licensed by Nepal Rastra Bank and has started its operation from 9th Shrawan 2065 ( 24 July, 2008). JBBL is established with a primary focus on financing for the development of Hydropower and Infrastructure and providing banking facilities to the general public for various purposes. JBBL aims to serve wide range of customers with its unique customer- oriented quality services.

Vision:

To become one of the leading and dedicated banks with unique identity.

Strategy:

Growth through enhancement of paid up capital.
Maximum utilization of the technical expertise of the Bank for project finance.
Focus on creating wider customer base.
Introduce electronic banking to up-grade banking service to the customers.
Enhance network through new branch and ATM service.
Diversification of lending portfolio.
Research and Development of new innovative products and services to cater the need of the market.

SAVINGS ACCOUNT

Scheme Name	Interest % p.a. [/upto]	Minimum Deposit (NPR)	View Detail
Normal Saving	3.25		More Info >

FIXED DEPOSIT ACCOUNT

Scheme Name	Interest % p.a. [/upto]	Minimum Deposit (NPR)	View Detail

Loan Type	Min Interest % p.a.	Max Interest % p.a.	View Detail
Hire Purchase Loan	13.50	17.00	More Info >
Education Loan	13.00	17.00	More Info >
Home Loan	13.00	17.00	More Info >
Gold/Silver Loan	12.00	17.00	More Info >

Local Agent/ Payment Partners	Location	Contact	Inquiry	Remitance Link
No Remittance Agents

District	Branch Location	Contact No.	More Details	View Map
Tanahu	Devghat Ext. Counter	Phone :056-621265 Fax :	Devghat, Tanahu	Map
Banke	Kohalpur Branch	Phone :081-541437 Fax :081-541436	Kohalpur, Banke	Map
Jajarkot	Jajarkot Branch	Phone :089-430281 Fax :089-430282	Khalanga, Jajarkot	Map
Banke	Nepalgunj Branch	Phone :081-528091, 528092 Fax :081- 528093	Nepalgunj, Banke	Map
Kaski	Pokhara Branch	Phone :061-537960/537961 Fax :061-537962	New Road, Kaski	Map
Morang	Biratnagar Branch	Phone :021-527775 Fax :021-527776	Rangeli Road, Morang	Map
Chitwan	Bharatpur Branch	Phone :056-525726/525727 Fax :056-525716	Bharatpur, Chitwan	Map
Khotang	Diktel Branch	Phone :036-420611 Fax :036-420613	Diktel, Khotang	Map
Parsa	Birgunj Branch	Phone :051-524836, 524837 Fax :051-524840	Birgunj, Parsa	Map
Morang	Pathari Branch	Phone :021-555482 Fax :021-555483	Pathari, Morang	Map
Rautahat	Chapur Branch	Phone :055-540758/540759 Fax :055-540760	Chapur, Rautahat	Map
Bara	Simara Branch	Phone :053-521856, 521857 Fax :053-521859	Simara, Bara	Map
Mahottari	Bardibas Branch	Phone :044-550568, 550566 Fax :044-550567	Bardibas, Mahottari	Map
Rupandehi	Butwal Branch	Phone :071-550834,550836 Fax :071-550535	Butwal, Rupandehi	Map
Kathmandu	New Road Branch	Phone :01-4244578, 4263679 Fax :01-4260799	Ranjana Galli New Road, Kathmandu	Map
Kathmandu	Balaju Branch	Phone :01-4388856 Fax :014388859	Balaju, Kathmandu	Map
Kathmandu	New Baneshwor Branch	Phone :01-4462551, 01-4462552 Fax :01-4460895	Karmacharya Plaza New Baneshwor, Kathmandu	Map
Kathmandu	Sundhara Branch	Phone :01-4233034, 01-4233035 Fax :01-4233032	Sundhara, Kathmandu	Map
Bhaktapur	Chyamasingh Branch	Phone :01-6619910, 01-6619920 Fax :01-6619930	Chyamasingh, Bhaktapur	Map
Kathmandu	Saraswatinagar Branch	Phone :4822330, 4822331 Fax :4822332	Chabahil, Kathmandu	Map
Lalitpur	Prayagpokhari Branch	Phone :01-5551437/5551438 Fax :01-5551439	Prayagpokhari, Lalitpur	Map
Kathmandu	Ason Branch	Phone :01-4216198, 4216154 Fax :01-4216242	Ason, Kathmandu	Map
Kathmandu	Jorapati Branch	Phone :01-4912710/4913931 Fax :01-4912320	Jorpati, Kathmandu	Map
Kathmandu	Koteshwor Branch	Phone :01-4601979/4601973/4600744 Fax :01-4601985	Koteshwor, Kathmandu	Map
Kathmandu	Corporate Office & Banking Office	Phone :01-4411116,01-4427550, 01-4168605/606/607 Fax :01-4442192, 01-4168581	Kamaladi, Kathmandu [email protected]	Map

District	ATM Location	More Details	View Map
Tanahu	Devghat	Devghat, Tanahu Tel: 056-621265	Map
Kathmandu	New Road	Ranjana Galli, New Road, Kathmandu Tel No.: 01-4244578, 4263679 Fax No.: 01-4260799	Map
Banke	Kohalpur	Kohalpur, Banke Tel No.: 081-541437 Fax No.: 081-541436	Map
Kathmandu	Balaju	Balaju, Kathmandu Tel No.: 01-4388856 Fax No.: 014388859	Map
Kathmandu	New Baneshwor	Karmacharya Plaza, New Baneshwor, Kathmandu Tel No.: 01-4462551, 01-4462552 Fax: 01-4460895	Map
Jajarkot	Khalanga	Khalanga, Jajarkot, Tel : 089-430281 Fax : 089-430282	Map
Banke	Nepalgunj	Nepalgunj, Banke Tel : 081-528091, 528092 Fax: 081- 528093	Map
Kaski	New Road	New Road, Kaski Tel : 061-537960/537961 Fax : 061-537962	Map
Kathmandu	Sundhara	Sundhara, Kathmandu Tel: 01-4233034, 01-4233035 Fax: 01-4233032	Map
Morang	Rangeli Road	Rangeli Road, Morang Tel: 021-527775 Fax: 021-527776	Map
Chitwan	Bharatpur	Bharatpur, Chitwan Tel: 056-525726/525727 Fax: 056-525716	Map
Khotang	Diktel	Diktel, Khotang Tel: 036-420611 Fax: 036-420613	Map
Bhaktapur	Chyamasingh	Chyamasingh, Bhaktapur Tel: 01-6619910, 01-6619920 Fax: 01-6619930	Map
Parsa	Birgunj	Birgunj, Parsa Tel: 051-524836, 524837 Fax: 051-524840	Map
Kathmandu	Chabahil	Chabahil (Behind Gopikrishna Hall), Kathmandu Tel: 4822330, 4822331 Fax: 4822332	Map
Morang	Pathari	Pathari, Morang Tel: 021-555482 Fax: 021-555483	Map
Lalitpur	Prayagpokhari	Prayagpokhari, Lalitpur Tel: 01-5551437/5551438 Fax : 01-5551439	Map
Rautahat	Chapur	Chapur, Rautahat Tel: 055-540758/540759 Fax : 055-540760	Map
Kathmandu	Ason	Ason, Kathmandu Tel: 01-4216198, 4216154 Fax: 01-4216242 Tel: 01-4216198, 4216154 Fax: 01-4216242	Map
Bara	Simara	Simara, Bara Tel: 053-521856, 521857 Fax: 053-521859	Map
Kathmandu	Jorpati	Jorpati, Kathmandu Tel: 01-4912710/4913931 Fax: 01-4912320	Map
Kathmandu	Koteshwor	Koteshwor, Kathmandu Tel: 01-4601979/4601973/4600744 Fax: 01-4601985	Map
Mahottari	Bardibas	Bardibas, Mahottari Tel: 044-550568, 550566 Fax: 044-550567	Map
Rupandehi	Butwal	Butwal, Rupandehi Tel: 071-550834,550836 Fax: 071-550535	Map
Kathmandu	Kamaladi	Kamaladi, Kathmandu Hunting Line : 01-4411116,01-4427550 Kathmandu Plaza: 01-4168605/606/607 Fax : 01-4442192, 01-4168581 Email : [email protected]	Map
Mahottari	Bardibas	Bardibas, Mahottari Bank Premises, Near Micro-Bus Station	Map
Rupandehi	Rupandehi	Amarpath, Bank Premises, Rupandehi Near Hatbazar	Map
Banke	Kohalpur	Kohalpur, Banke Bank premises	Map
Kathmandu	Balaju	Balaju, Kathmandu opp. of Rastriya Banijya Bank	Map
Kathmandu	New Baneshwor	New Baneshwor, Kathmandu Karmacharya Plaza	Map
Kathmandu	Kamaladi	Kamaladi, Hattisar, Kathmandu	Map
Chitwan	Bharatpur		Map
Lalitpur	Lagankhel		Map
Kathmandu	Ratnapark		Map

Quarterly Report

Annual Report

Annual Report [ Download ]

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संचालक समिति
board of directors

Mr. Dhruba Koirala

Chairman

Mr. Ram Kumar Shrestha

Director

Mr. Hari Chandra Khadka

Director

Mr. Hari Prasad Acharya

Director

Mr. Narayan Prasad Poudyal

Director

Mr. Pankaj Neupane

Director

Mr. Krishna Bahadur Kunwar

CEO

Bank and Financial Institutions
Jyoti Bikas Bank
Address
Kamaladi

Kathmandu
Telephone
01-4411116, 01-4427550, 01-4168605/606/607
Fax
01-4442192, 01-4168581
Web
http://jbbl.com.np
Swift

Facts & Figures

Paid Up Capital

1,101,941,000

Reserve and Surplus

282,868,000

Debenture and Bond

Borrowings

170,000,000

Deposits

9,129,062,000

Domestic Currency

9128,448,000

Foreign Currency

614,000

Investments

505,506,000

Loan and Advances

8,017,620,000

Net Profit

135,432,000

------------------

Capital Fund to Risk Weighted Assets (RWA)

15.39 %

Non Performing Loan (NPL) to Total Loan

1.19 %

Total Loan Loss Provision (LLP) to NPL

154.23 %

Cost of Fund

5.33 %

Credit to Deposit Ratio

76.26 %

Base Rate

8.68 %

Jyoti Bikas Bank

SAVINGS ACCOUNT

FIXED DEPOSIT ACCOUNT

Quarterly Report

Annual Report

संचालक समिति board of directors

Facts & Figures

संचालक समिति
board of directors